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Here’s all you need to know about boat insurance

Like any other insurance, having your boat insured is important too. There are various boat insurance policies with different types of coverages other than the basics. Boat insurance is a necessity as boats are expensive assets. A small damage caused to your boat or by your boat could burn a huge hole in your pocket. Is your boat physically damaged? When your boat has been damaged due to sinking, storms, theft, fire or collision, this…

A beginner’s guide to boat insurance

Whether it was an impulse purchase or you’re a seasoned sailor, for personal or commercial use, you should know that an asset like a boat also needs to be insured. Boat insurance isn’t the most common kind of protection. Therefore it’s easy to feel over your head during the process of obtaining one. If you’re lost or confused with all…

Why must I take a senior life insurance policy

Any life insurance policy offers significant monetary compensation to one’s family or loved ones in the event of a sudden and unexpected bereavement. Often, when the primary breadwinner passes away leaving behind dependents, the survivors could face a lot of struggle to make ends meet. This is particularly true if the deceased has children whose education needs to be funded,…

The Four Elements Of Medicare Insurance

A brief overview of the four parts of Medicare insurance Medicare is one of the prominent insurances in the United States’ federal medical insurance policy. It is suitable and approved for people who are above 65 years, younger individuals with certain specific disabilities, and those affected with end-stage renal failure. There are four parts to a Medicare insurance policy with…

Types of life insurance plans available for seniors

As one grows older, moving into one’s sunset years, thoughts of how to plan financially for one’s last days are sure to come up, senior life insurance is essentially a life insurance plan that covers the cost of funeral expenses and other possible expenditure when one passes away. Following are a few types of life insurance for seniors. Term life…

Pension annuity jargon simplified

Pension annuity calculators give an estimate of how much retirement income your savings can get you. There are free calculators online that help you plan a comfortable retirement. Here are some jargon and technicalities that would come up while using pension annuity calculators: Annuity – It is an insurance contract that takes the form of an investment, providing an income…

Term life insurance policies: How do they work?

When you are skeptical or undecided about investing in a term life insurance policy, understand what it entails and list out its advantages to help you make a wise decision. On the demise of the insured person, the beneficiaries can receive the policy amount or the death benefit. If the insured person lives through the specified term of the insurance…

The basics of term life insurance

Life insurance is an insurance policy that provides a sum of money either on the demise of the insured person or after a specified period. A life insurance policy with limited coverage period is named ‘term life insurance.’ When the term ends, the owner of the insurance policy has to decide whether to continue renewing it or let the coverage…

Factors to consider while selecting the best balance transfer card

Taking a stand on which best balance transfer card is the right choice for you can seem a daunting task. Being up to date and knowledgeable about the best balance transfer process can help you sail through this issue hassle and problem free. While choosing the best balance transfer card, you must consider the two factors given below: The balance…

Is balance transfer a possibility when the credit limit is low?

All of us have experienced a drop in our finances. We think of various ways to get out of the situation, but we hit a snag. This is when many people turn to the best balance transfer, which will help them to lower their credit card debt. In case you are stuck in such a situation, don’t panic. Listed below…